Dreher Tomkies LLP is a law firm located in Columbus, Ohio providing services to financial institutions nationwide. We concentrate in the areas of banking and financial services law. The Firm’s practice encompasses all aspects of financial services provided by creditors to consumers and business entities. The Firm’s clients range from Fortune 500 companies and foreign-owned enterprises to small businesses, including diversified companies, banks and bank holding companies, investment bankers, investment funds, finance companies, credit and charge card issuers, mortgage bankers, retailers, debt purchasers, manufacturers, industry and trade associations, and coalition and issue groups.
Our attorneys routinely advise clients on consumer lending, home equity lending, first and second mortgage lending, private label and general purpose credit card lending, student lending, retail sales financing, payday lending, title lending, RAL lending, agricultural lending, wholesale financing, inventory financing, business revolving credit and charge programs, factoring, health care and medical financing, deposit taking, home banking, annuity and insurance sales, GAP programs, reinsurance, debt cancellation and suspension, debt collection compliance, state and federal regulatory compliance, and the licensing and chartering of institutions. Such counseling can include the rendering of advisory opinions, state law outlines and summaries, product design and development and the identification of appropriate product delivery vehicles, as well as program planning, implementation and maintenance.
We also provide advice regarding all aspects of the purchase and sale of receivables, the negotiation of credit programs among financial institutions, retailers and others, securitizations and participations of receivables, litigation and amicus briefs in connection with credit issues, creditor representation in bankruptcy, and legislative and regulatory solutions.
The Firm frequently assists in long-term strategic planning, issue identification, and the implementation of plans for financial institutions, other types of clients, and their affiliates with respect to providing financial services on an interstate and nationwide basis.