Alliance Data Systems Corporation
Allstate Corporation
American Express Company
American Financial Services Association
American General Finance, Inc.
AmeriCredit Corp.
Aon Corporation
Bank of America Corp.
Berkshire Hathaway
BMW Financial Services NA, LLC
Bombardier Capital Inc.
Bridgestone/Firestone, Inc.
Capital One Financial Corporation
Case Western Reserve University
Cendant Corporation
Central States Health and Life Co. of
     Omaha
Chevron Corporation
The CIT Group, Inc.
Citigroup, Inc.
Community Loans of America, Inc.
CompuCredit Corporation
Countrywide Home Loans, Inc.
Credit Suisse Group
CUNA Mutual Group
Deutsche Bank AG
DaimlerChrysler Corporation
E*Trade Finance, Inc.
Employers Reinsurance
First Nationwide Bank
Ford Motor Credit Corporation
Friedman's Inc.
Gateway, Inc.
GMAC Mortgage Corp.
GE Money Bank
General Electric Capital Corporation
General Motors Acceptance Corporation
Goldman Sachs & Co.

Harland Financial Solutions
Huntington Bancshares Incorporated
J.P. Morgan Chase & Co.
KeyCorp
Kennedy-Western University
Knight-Ridder, Inc.
M&I Bank
MBNA Corporation
Mellon Financial Corporation
Merrill Lynch & Co., Inc.
Monogram Credit Card Bank of
     Georgia
Morgan Stanley Corp.
National Australian Bank
National City Corporation
National Premium Finance Association
Nationwide Mutual Insurance Company
Ohio Bankers League
Ohio Financial Services Association
Ohio Premium Finance Association
Ohio Savings Bank
Porsche Business Services, Inc.
Primus Venture Partners, Inc.
Scott Fetzer Company
Summit Partners, L.P.
Target Corporation
TCF Financial Corp.
Toyota Motor Credit Corporation
Transamerica Corporation
Volkswagen of America, Inc.
VW Credit, Inc.
The Volvo Group
Wachovia Corporation
Warburg Pincus LLC
Washington Mutual, Inc.
Wells Fargo & Co.
World Financial Network National Bank
Zale Corporation