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Dreher Tomkies LLP
Attorneys at Law
2750 Huntington Center
41 South High Street
Columbus, Ohio 43215
Telephone (614) 628-8000
Fax (614) 628-1600



Law Digests Online!
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Multistate Digests Contextual Image

We offer a series of cost-effective program development and ongoing compliance products that bring together the relevant laws of all 50 states into organized, standardized, easy-to-use resources, or "Digests." Available Digest subjects include:

Credit Card Digest
A compilation of relevant state consumer credit card and related laws applicable to out-of-state national banks, federally insured state-chartered banks and industrial loan companies.
Debt Collection Digest
A compilation of state and federal laws governing debt collection practices.
Marketing and Privacy Digest
A compilation of state laws governing financial privacy, fair credit reporting, telemarketing/automatic dialing and announcing devices, telephone monitoring and recording, electronic signatures and restrictions on the use of social security numbers by lenders and creditors.
Law Digests Online!
The Digests are available in Adobe PDF format online. Each Digest is fully searchable and easy to navigate using standard Adobe tools. Updates are posted periodically. A valid login name and password is required to access the Digests. Go to: Law Digests Online!
Other Digests

We have a substantial body of knowledge with respect to consumer, commercial and retail financing programs offered by financial institutions, credit providers, insurers and other providers nationwide. Over the years we have developed an extensive database of material on all aspects of delivering consumer and commercial financial services on an individual state and nationwide basis, including lender, broker, debt buyer, debt collector and holder licensing, the selection of states for the location of bank charters and programs, and various marketing and servicing issues such as the regulation of telemarketing and the use of automated dialing and announcing devices.

We can prepare tailored multistate law digests on any number of loan and credit sale products, (e.g., credit and charge cards, first mortgage loans, home equity loans, motor vehicle loans, boat loans, mobile home and manufactured housing financing, recreational vehicle (RV) loans, student loans, micro loans, revolving sales finance, and closed-end installment sales finance), as well as on deposit and other non-credit products, non-filing insurance, credit insurance, debt cancellation and debt suspension contracts, consumer and commercial usury, and automated teller machines (ATMs).