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    <title type="text">Dreher Tomkies LLP </title>
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    <updated>2026-10-05T09:45:32Z</updated>

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        <entry>
            <author>
									                    <name>by Dreher Tomkies LLP</name>
				            </author>
            <title type="html"><![CDATA[FCC REVISES TCPA “REVOKE ALL” RULE]]></title>
            <link rel="alternate" type="text/html" href="https://www.dltlaw.com/blog/2026/10/fcc-revises-tcpa-revoke-all-rule/" />
            <id>https://www.dltlaw.com/?p=48713</id>
            <updated>2026-10-05T09:45:32Z</updated>
            <published>2026-10-02T09:43:56Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[The Federal Communications Commission (“FCC”) announced yesterday that it approved new rules implementing the Telephone Consumer Protection Act (“TCPA”), overriding rules promulgated in 2024 that had yet to go into effect. Read More]]></summary>
			                <content type="html" xml:base="https://www.dltlaw.com/blog/2026/10/fcc-revises-tcpa-revoke-all-rule/"><![CDATA[The Federal Communications Commission (“FCC”) announced yesterday that it approved new rules implementing the Telephone Consumer Protection Act (“TCPA”), overriding rules promulgated in 2024 that had yet to go into effect.

<a href="/wp-content/uploads/sites/1602755/2026/10/Alert-FCC_Revises_TCPA__Revoke_All__Rule.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Read More</a>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>by Dreher Tomkies LLP</name>
				            </author>
            <title type="html"><![CDATA[Judge Expands Illinois Interchange Injunction To Include Credit Unions]]></title>
            <link rel="alternate" type="text/html" href="https://www.dltlaw.com/blog/2026/09/judge-expands-illinois-interchange-injunction-to-include-credit-unions/" />
            <id>https://www.dltlaw.com/?p=48703</id>
            <updated>2026-09-29T05:34:00Z</updated>
            <published>2026-09-23T05:30:38Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Chief Judge Virginia M. Kendall has expanded the injunction against the Illinois Interchange Fee Prohibition Act that limits socalled “swipe fees” on tax-and-tip-portions of transactions following the National Credit Union Administration’s (NCUA) interim final preemption rule in June, which followed similar preemption action by the Office of the Comptroller of the Currency in April. See Illinois Bankers Association v. Raoul,…]]></summary>
			                <content type="html" xml:base="https://www.dltlaw.com/blog/2026/09/judge-expands-illinois-interchange-injunction-to-include-credit-unions/"><![CDATA[Chief Judge Virginia M. Kendall has expanded the injunction against the Illinois Interchange Fee Prohibition Act that limits socalled “swipe fees” on tax-and-tip-portions of transactions following the National Credit Union Administration’s (NCUA) interim final preemption rule in June, which followed similar preemption action by the Office of the Comptroller of the Currency in April. See Illinois Bankers Association v. Raoul, No. 24-C-7307, __ F.Supp.3d __ (N.D. Ill., Sept. 22, 2026) and our ALERTS of <a href="/wp-content/uploads/sites/1602755/2026/06/Colorado_and_Illinois_Interchange_Fee_Alert.pdf" target="_blank" rel="noopener" data-wpel-link="internal">June 8</a> and <a href="/wp-content/uploads/sites/1602755/2026/05/Alert-NCUA_joins_OCC_on_Interchange_5-26.pdf" target="_blank" rel="noopener" data-wpel-link="internal">May 26</a>, 2026.

<a href="/wp-content/uploads/sites/1602755/2026/09/Alert_-_Judge_Expands_Injunction_to_Credit_Unions_9-26.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Read More</a>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>by Dreher Tomkies LLP</name>
				            </author>
            <title type="html"><![CDATA[Conference Of State Bank Supervisors Issues Letter In Support Of Didmca Bill]]></title>
            <link rel="alternate" type="text/html" href="https://www.dltlaw.com/blog/2026/09/conference-of-state-bank-supervisors-issues-letter-in-support-of-didmca-bill/" />
            <id>https://www.dltlaw.com/?p=48700</id>
            <updated>2026-09-29T05:29:50Z</updated>
            <published>2026-09-23T05:26:26Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[The Conference of State Bank Supervisors (CSBS) has issued a letter to the U.S. House Financial Services Committee in support of the bipartisan American Lending Fairness Act of 2026 [H.R. 7866]. See our ALERT of Sept. 22, 2026; see also companion bill S. 3889. Read More]]></summary>
			                <content type="html" xml:base="https://www.dltlaw.com/blog/2026/09/conference-of-state-bank-supervisors-issues-letter-in-support-of-didmca-bill/"><![CDATA[The Conference of State Bank Supervisors (CSBS) has issued a letter to the U.S. House Financial Services Committee in support of the bipartisan American Lending Fairness Act of 2026 [<a href="https://www.congress.gov/bill/119th-congress/house-bill/7866/text" target="_blank" rel="noopener noreferrer" data-wpel-link="external">H.R. 7866</a>]. See our ALERT of Sept. 22, 2026; see also companion bill <a href="https://www.congress.gov/bill/119th-congress/senate-bill/3889" target="_blank" rel="noopener noreferrer" data-wpel-link="external">S. 3889</a>.

<a href="/wp-content/uploads/sites/1602755/2026/09/Alert_-_CSBS_issues_letter_supporting_DIDMCA_bill__9-26.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Read More</a>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>by Dreher Tomkies LLP</name>
				            </author>
            <title type="html"><![CDATA[Didmca Opt-out Clarification Bill Progresses In House]]></title>
            <link rel="alternate" type="text/html" href="https://www.dltlaw.com/blog/2026/09/didmca-opt-out-clarification-bill-progresses-in-house/" />
            <id>https://www.dltlaw.com/?p=48705</id>
            <updated>2026-09-29T05:36:58Z</updated>
            <published>2026-09-22T05:34:31Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[The U.S. House Financial Services Committee has approved the American Lending Fairness Act of 2026 (H.R. 7866). The bill would clarify state opt-outs under Section 525 of the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA) for state-chartered banks and credit unions. A companion bill was introduced in the U.S. Senate. Read More]]></summary>
			                <content type="html" xml:base="https://www.dltlaw.com/blog/2026/09/didmca-opt-out-clarification-bill-progresses-in-house/"><![CDATA[The U.S. House Financial Services Committee has approved the American Lending Fairness Act of 2026 (<a href="https://www.congress.gov/bill/119th-congress/house-bill/7866/text" target="_blank" rel="noopener noreferrer" data-wpel-link="external">H.R. 7866</a>). The bill would clarify state opt-outs under Section 525 of the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA) for state-chartered banks and credit unions. A companion bill was introduced in the U.S. Senate.

<a href="/wp-content/uploads/sites/1602755/2026/09/Alert_-_DIDMCA_Bill_Advances.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Read More</a>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>by Dreher Tomkies LLP</name>
				            </author>
            <title type="html"><![CDATA[FDIC Proposes Rule To Establish Parity Between Out-Of-State State Banks And National Banks]]></title>
            <link rel="alternate" type="text/html" href="https://www.dltlaw.com/blog/2026/09/fdic-proposes-rule-to-establish-parity-between-out-of-state-state-banks-and-national-banks/" />
            <id>https://www.dltlaw.com/?p=48708</id>
            <updated>2026-09-29T06:17:00Z</updated>
            <published>2026-09-18T05:48:50Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[The Board of Directors of the FDIC approved a proposed rule to recognize parity between out-of-state state banks and national banks concerning the application of host state laws when state banks provide services outside of their chartering state. Under the proposed rule, when host state laws do not apply to a national bank, those laws would similarly not apply to…]]></summary>
			                <content type="html" xml:base="https://www.dltlaw.com/blog/2026/09/fdic-proposes-rule-to-establish-parity-between-out-of-state-state-banks-and-national-banks/"><![CDATA[The Board of Directors of the FDIC approved a proposed rule to recognize parity between out-of-state state banks and national banks
concerning the application of host state laws when state banks provide services outside of their chartering state. Under the
proposed rule, when host state laws do not apply to a national bank, those laws would similarly not apply to an out-of-state state bank providing services in the host state with or without a branch. 

<a href="/wp-content/uploads/sites/1602755/2026/09/Alert-FDIC_Proposed_Rule_on_Parity.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Read More</a>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>On Behalf of Dreher Tomkies LLP</name>
				            </author>
            <title type="html"><![CDATA[OCC and FDIC to Prioritize Material Financial Risks]]></title>
            <link rel="alternate" type="text/html" href="https://www.dltlaw.com/blog/2026/09/occ-and-fdic-to-prioritize-material-financial-risks/" />
            <id>https://www.dltlaw.com/?p=48694</id>
            <updated>2026-09-04T17:15:24Z</updated>
            <published>2026-09-01T17:14:49Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation issued a joint final rule to define the term “unsafe or unsound practice” for purposes of Section 8 of the Federal Deposit Insurance Act (FDIA) and revised the supervisory framework for the issuance of matters requiring attention (MRA) focusing on material financial risk. Read More]]></summary>
			                <content type="html" xml:base="https://www.dltlaw.com/blog/2026/09/occ-and-fdic-to-prioritize-material-financial-risks/"><![CDATA[The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation issued a joint final rule to define the term “unsafe or unsound practice” for purposes of Section 8 of the Federal Deposit Insurance Act (FDIA) and revised the supervisory framework for the issuance of matters requiring attention (MRA) focusing on material financial risk.

<a href="/wp-content/uploads/sites/1602755/2026/09/Alert-OCC_and_FDIC_to_Prioritize_Material_Financial_Risks.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Read More</a>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>by Dreher Tomkies LLP</name>
				            </author>
            <title type="html"><![CDATA[FDIC And Occ Tout Improvements To Promote New Bank Charters]]></title>
            <link rel="alternate" type="text/html" href="https://www.dltlaw.com/blog/2026/08/fdic-and-occ-tout-improvements-to-promote-new-bank-charters/" />
            <id>https://www.dltlaw.com/?p=48692</id>
            <updated>2026-08-21T03:14:44Z</updated>
            <published>2026-08-19T03:09:35Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[On August 10, the Federal Deposit Insurance Corporation (“FDIC”) announced a new two-phase process for reviewing deposit insurance applications. The new process is intended to encourage new bank formation, accelerate the speed of the review process and improve the efficiency of the application process. The FDIC has historically been notoriously reluctant to approve deposit insurance applications for a variety of…]]></summary>
			                <content type="html" xml:base="https://www.dltlaw.com/blog/2026/08/fdic-and-occ-tout-improvements-to-promote-new-bank-charters/"><![CDATA[On August 10, the Federal Deposit Insurance Corporation (“FDIC”) announced a new two-phase process for reviewing deposit insurance applications. The new <a href="https://protect.checkpoint.com/v2/r01/___https://www.fdic.gov/revised-procedures-processing-fdi-applications.pdf___.YzJ1OndlYm1kOmM6Z29vZ2xlX21haWxfYXR0YWNobWVudDpjZDcxZmYxYzIzZDVhOGFkOGRkZTg5OWNiZTYwNWFjYjo3OjZmNjM6OWVhMWM2ZjQ2NjY1M2JjOWI5ZjRmNTA5ZTRmMTkwODQ1ZmVhZjFlMmJkYzQ3ZDEwNmU3NDdkZTkyNTgzZjg0YTpwOlQ6Rg" data-wpel-link="external" target="_blank" rel="noopener noreferrer">process</a> is intended to encourage new bank formation, accelerate the speed of the review process and improve the efficiency of the application process. The FDIC has historically been notoriously reluctant to approve deposit insurance applications for a variety of reaso

<a href="/wp-content/uploads/sites/1602755/2026/08/Alert-august-18.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Read More</a>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>by Dreher Tomkies LLP</name>
				            </author>
            <title type="html"><![CDATA[Summer Roundup: It’s Raining Briefs In Didmca Litigation]]></title>
            <link rel="alternate" type="text/html" href="https://www.dltlaw.com/blog/2026/08/summer-roundup-its-raining-briefs-in-didmca-litigation/" />
            <id>https://www.dltlaw.com/?p=48691</id>
            <updated>2026-08-17T05:30:54Z</updated>
            <published>2026-08-14T05:26:10Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[It was a busy July for briefing before (i) the U.S. Court of Appeals for the 10th Circuit for its en banc review in National Association of Industrial Bankers v. Weiser,1 and (ii) the U.S District Court in Oregon in National Association of Industrial Bankers v. O’Day.2 See our ALERTS of Apr. 2, 2026 and June 16, 2026. Read More]]></summary>
			                <content type="html" xml:base="https://www.dltlaw.com/blog/2026/08/summer-roundup-its-raining-briefs-in-didmca-litigation/"><![CDATA[It was a busy July for briefing before (i) the U.S. Court of Appeals for the 10th Circuit for its en banc review in National Association of Industrial Bankers v. Weiser,<sup>1</sup> and (ii) the U.S District Court in Oregon in National Association of Industrial Bankers v. O’Day.<sup>2</sup> See our ALERTS of <a href="https://www.dltlaw.com/wp-content/uploads/sites/1602755/2026/04/Alert_-_Petition_for_Rehearing_Granted.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Apr. 2, 2026</a> and <a href="https://www.dltlaw.com/wp-content/uploads/sites/1602755/2026/06/ALERT_TRADES_FILE_SUIT_CHALLENGING_OREGON_S_DIDMCA_OPT_OUT_6_26_.pdf" data-wpel-link="internal">June 16, 2026</a>.

<a href="/wp-content/uploads/sites/1602755/2026/08/Alert_MID-SUMMER_ROUNDUP_ITS_RAINING_BRIEFS_IN_ONGOING_DIDMCA_LITIGATION_7-26.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Read More</a>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>by Dreher Tomkies LLP</name>
				            </author>
            <title type="html"><![CDATA[Ten States Sue Occ Over Escrow Preemption Rule]]></title>
            <link rel="alternate" type="text/html" href="https://www.dltlaw.com/blog/2026/08/ten-states-sue-occ-over-escrow-preemption-rule/" />
            <id>https://www.dltlaw.com/?p=48690</id>
            <updated>2026-08-17T05:25:20Z</updated>
            <published>2026-08-13T05:21:36Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[Ten states, led by Oregon and New York, have sued the Office of the Comptroller of the Currency (“OCC”) to block the OCC’s recent preemption rule regarding state interest-on-escrow requirements. Complaint, Oregon v. OCC, No. 3:26-cv-1672 (D. Or. filed Aug. 11, 2026); see our ALERT of Jan. 2, 2026; see also our ALERT of May 11, 2026. Read More]]></summary>
			                <content type="html" xml:base="https://www.dltlaw.com/blog/2026/08/ten-states-sue-occ-over-escrow-preemption-rule/"><![CDATA[Ten states, led by Oregon and New York, have <a href="https://www.doj.state.or.us/wp-content/uploads/2026/08/States-escrow-interest-complaint.pdf" target="_blank" rel="noopener noreferrer" data-wpel-link="external">sued</a> the Office of the Comptroller of the Currency (“OCC”) to block the OCC’s recent preemption rule regarding state interest-on-escrow requirements. Complaint, Oregon v. OCC, No. 3:26-cv-1672 (D. Or. filed Aug. 11, 2026); see our ALERT of <a href="https://www.dltlaw.com/wp-content/uploads/sites/1602755/2026/05/Alert_OCC_ISSUES_TWO_PROPOSALS_FOR_INTEREST_ON_ESCROW.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Jan. 2, 2026</a>; see also our ALERT of <a href="https://www.dltlaw.com/wp-content/uploads/sites/1602755/2026/05/Alert_2nd_Cir_Cantero_on_remand.pdf" target="_blank" rel="noopener" data-wpel-link="internal">May 11, 2026</a>.

<a href="/wp-content/uploads/sites/1602755/2026/08/Alert_-_States_sue_over_OCC_escrow_rules_8-26.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Read More</a>]]></content>
						        </entry>
	        <entry>
            <author>
									                    <name>by Dreher Tomkies LLP</name>
				            </author>
            <title type="html"><![CDATA[Fincen Permanently Ends U.S. Beneficial Ownership Reporting]]></title>
            <link rel="alternate" type="text/html" href="https://www.dltlaw.com/blog/2026/08/fincen-permanently-ends-u-s-beneficial-ownership-reporting/" />
            <id>https://www.dltlaw.com/?p=48689</id>
            <updated>2026-08-17T05:21:00Z</updated>
            <published>2026-08-12T05:16:05Z</published>
					<taxo:topics><![CDATA[-]]></taxo:topics>
            <summary type="html"><![CDATA[On August 11, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) released a final rule that permanently removes the requirement for U.S. companies and U.S. persons to report beneficial ownership (UBO) information to FinCEN under the Corporate Transparency Act. FinCEN will also delete previously reported information on U.S. persons. Read More]]></summary>
			                <content type="html" xml:base="https://www.dltlaw.com/blog/2026/08/fincen-permanently-ends-u-s-beneficial-ownership-reporting/"><![CDATA[On August 11, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) released a <a href="https://www.fincen.gov/system/files/2026-08/BOIFinalRuleforFR.pdf" target="_blank" rel="noopener noreferrer" data-wpel-link="external">final rule</a> that permanently removes the requirement for U.S. companies and U.S. persons to report beneficial ownership (UBO) information to FinCEN under the Corporate Transparency Act. FinCEN will also delete previously reported information on U.S. persons.

<a href="/wp-content/uploads/sites/1602755/2026/08/Alert_-_FinCEN_ends_UBO_Reporting_for_US_Companies_8-26.pdf" target="_blank" rel="noopener" data-wpel-link="internal">Read More</a>]]></content>
						        </entry>
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