profile
  • Partner
Location :
Columbus, OH
Phone :

Fax :
614-628-1600

Email :

Areas of Practice

  • State and Federal Regulatory Matters
  • Multistate Compliance and the Development of Lending Programs
  • General Banking Matters
  • Deposit Programs
  • Privacy
  • Telemarketing Compliance Matters
  • Consumer Finance Litigation Support

Bar Admission

  • Ohio, 1991

Education

  • The Ohio State University College of Law, Columbus, Ohio
    • 1991, J.D.
    • Honors: summa cum laude
    • Honors: Order of the Coif
  • The Ohio State University
    • B.A.

Published Works

  • California Enacts Consumer Privacy Act: Will Other States Follow?, CONSUMER FINANCIAL SERVICES LAW REPORT, Oct. 2, 2018
  • True Lender: An Old Legal Concept Getting New Attention, 71 Consumer Fin. L.Q. Rep. 278, 2018
  • States Compete with OCC Over Fintech Regulation, CONSUMER FINANCIAL SERVICES LAW REPORT, June 13, 2017
  • Guest Commentary, Military Lending Act: Change in Active Duty Status, CONSUMER FINANCIAL SERVICES LAW REPORT, Jan. 17, 2016
  • Defining the Scope of Federal Preemption: State Farm, Exclusive Agents, and Other Emerging Issues, 64 BUS. LAW., 605, 2009
  • Preemption and Federalism Developments: Watters Under the Bridge, 63 BUS. LAW. 703, 2008
  • Mired in the Process?: The Future of State Bank Preemption, 62 BUS. LAW. 713, 2007
  • Emerging Trends in Preemption Impacting Interstate Lending by Federally - Regulated Financial Institutions, 60 CONSUMER FIN. L.Q. REP. 244, 2006
  • Fair and Accurate Credit Transactions Act Impacts Lenders, CONSUMER SERVICES LAW REPORT, Feb. 25, 2004
  • Guest Commentary, Federal Court Cites New OCC Preemption Regulations in Finding RISA Preempted, CONSUMER FINANCIAL SERVICES LAW REPORT, April 7, 2004
  • Preemption Developments Impacting Interstate Lending by Federally Regulated Financial Institutions, 58 CONSUMER FIN. L.Q. REP. 8, 2004
  • Check Casher Reaches Settlement with Coluralo AG, CONSUMER FINANCIAL SERVICES LAW REPORT, June 19, 2002
  • Common Misconceptions in Bank Interstate Credit Transactions, 56 CONSUMER FIN. L.Q. REP. 281, 2002
  • Do the Privacy Rules Apply To You, NATIONAL MORTGAGE BROKER, July, 2001
  • Federal Savings Banks -- The Vehicle of Choice (Co-Author), 52 CONSUMER FIN. L.Q. REP. 407, 1998

Classes & Seminars

  • Speaker, Regulatory Implications for Fintech, The Conference on Consumer Finance Law, Chicago, May 2017
  • Speaker, CFPB Arbitration Rules, Columbus Bar Association, Columbus, Ohio, January 2017
  • Speaker, CFPB Arbitration Rules, OSBA Banking Law Institute, Columbus, Ohio, November 2016
  • Speaker, Hot Legal Topics in Marketplace Lending, Marketplace Lending Summit, Washington DC, September 2016
  • Speaker, Developments in Consumer and Commercial Banking Regulation and Supervision: Fair Lending, OSBA Banking Law Institute, Columbus, Ohio 2015
  • Speaker, Building Compliance Programs, Aon Legal and Regulatory Seminar, Atlanta, Georgia, October 2014
  • Speaker, CFPB Database and Examination Issues, Aon Legal and Regulatory Seminar, Atlanta, Georgia, November 2013
  • Speaker, CFPB Enforcement Actions, Ohio Financial Services Association, Columbus, Ohio November 2012
  • Speaker, OCC Debt Cancellation Regulation and Preemption, Aon Legal and Regulatory Seminar, Atlanta, Georgia, May 2012
  • Speaker, CFPB Database and Confidentiality, Aon Legal and Regulatory Seminar, Atlanta, Georgia, April 2011
  • Speaker, Ohio Manufactured Homes Association Seminar, Columbus, Ohio, October 2010
  • Speaker, Fair and Accurate Credit Transactions Act, Central Ohio Chapter of the Association of Corporate Counsel Seminar, 2004 to 2004
  • Speaker, Ohio Mortgage Broker Act and Federal Privacy Law, Dreher Langer & Tomkies LLP Mortgage Lending Seminar, 2002 to 2002
  • Speaker, Federal Privacy Law, Ohio Premium Finance Association Annual Meeting, 2001 to 2001

Professional Associations & Memberships

  • Firm's Marketing and Privacy Digest, Managing Editor
  • Ohio State Bar Association, Member

Past Employment Positions

  • Hon. John D. Holschuh, Chief Judge, U.S. District Court, Southern District of Ohio, Law Clerk, 1991 to 1993