Firm Overview

At Dreher Tomkies LLP, we concentrate our practice in areas related to financial services. Our firm’s partners have over 100 years of combined experience advising on banking and financial services matters.

Our Practice

We routinely advise clients on a wide variety of matters, including, but not limited to:

State and federal regulatory compliance Lending and chartering Advertising of financial products Loan brokering Deposit products Prepaid and debit cards Consumer lending Home equity lending Motor vehicle financing Manufactured home financing First and second mortgage lending Private label and general purpose credit cards Student lending Payday lending RAL lending Retail sales financing Wholesale financing Inventory financing Early wage access Third party risk management Purchases, sales and financing of loans, receivables and participations

Business revolving credit and charge programs Merchant cash advances Factoring Health care and medical financing Deposit taking Prepaid and smart cards Privacy Home banking Money transmission Loan servicing Annuity and insurance sales GAP programs Reinsurance Debt cancellation and debt suspension products Debt collection compliance Litigation and amicus briefs eCommerce Compliance risk management Creditor representation in bankruptcy

Committed To Excellence

Our lawyers are committed to providing excellent service. We seek to design projects to fit the needs and desires of our clients and believe that the breadth and depth of our concentrated practice allows us to deliver legal services in an expeditious and cost-efficient manner.

Dreher Tomkies LLP has been recognized as a leading law firm by Best Law Firms® since 1995 with two lawyers recognized by The Best Lawyers in America® across four practice areas: Banking and Finance Law, Commercial Finance Law, Financial Services Regulation Law, and Litigation – Banking and Finance. The Firm has also received recognition in Chambers USA: Ohio Spotlight from Chambers USA: America’s Leading Lawyers for Business, a globally recognized guide to the legal profession that publishes in-depth, unbiased rankings of the firms and attorneys considered leaders in their field. Individual lawyers have received accolades from SuperLawyers®, the American Financial Services Association, the American College of Consumer Financial Services Lawyers, The Legal 500 Elite Ohio and others.

Our individual lawyers also have received numerous honors and recognitions, including Founder, Fellow and Regent status in the American College of Consumer Financial Services Lawyers.

Firm Resources

We have a substantial body of knowledge with respect to consumer, business and retail financing programs and related financial services offered by financial institutions and other service providers nationwide. Over the years we have developed an extensive database of material on all aspects of financial services law on an individual state and nationwide basis.