profile
  • Partner
Location :
Phone :

Fax :
614-628-1600

Email :

Areas of Practice

  • Financial Services
  • Banking and Consumer-Related Regulation
  • Consumer Finance
  • Payments
  • Debt Collection Regulation
  • Electronic Commerce
  • Licensing and Charter Applications
  • Litigation Support
  • Mortgages
  • Ohio and Multistate Compliance
  • Other Transactional, Regulatory, Legislative and Compliance-Related Matters
  • Regulatory Relations
  • Strategic Planning and Business Development

Bar Admission

  • Ohio, 1986
  • District of Columbia, 1988

Education

  • Harvard Law School, Cambridge, Massachusetts
    • 1986, J.D.
  • Hampden-Sydney College
    • B.A. 1983
    • Honors: summa cum laude
    • Honors: Phi Beta Kappa
    • Honors: President's Award for Excellence, Social Sciences
    • Honors: Omicron Delta Epsilon
    • Honors: Phi Sigma Iota
    • Honors: Omicron Delta Kappa

Published Works

  • Co-author, Are Cryptocurrencies on Their Way to Becoming a Trusted Payment Alternative?, 38 BANKING & FIN. SERV. REP. 1, January 2019
  • Co-author, Navigating TCPA Litigation, CONSUMER FINANCIAL SERVICES LAW REPORT, Oct. 29, 2019
  • Co-author, California Enacts Consumer Privacy Act: Will Other States Follow?, CONSUMER FINANCIAL SERVICES LAW REPORT, Oct. 2, 2018
  • Co-author, Virtual Currency: a Commodity, Property, Security, or Payment Substitute?, 37 BANKING & FIN. SERV. REP. 1, July 2018
  • Co-author, Madden v. Midland Funding: The Fall Out, CONSUMER FINANCIAL SERVICES LAW REPORT, May 2, 2017
  • Co-author, Stop the Madden Madness, LAW 360, Nov. 25, 2015
  • Defining the Scope of Federal Preemption: State Farm, Exclusive Agents and Other Emerging Issues, 64 BUS. LAW 605, 2009
  • Regulating the Subprime Market: Finding the Right Balance, 17 BUS. LAW. Today 21, Jul/Aug, 2008
  • Preemption and Federalism Developments: Watters Under the Bridge, 63 BUS. LAW. 703, 2008
  • Mired in the Process?: The Future of State Bank Preemption, 62 BUS. LAW. 713, 2007
  • Editorial panel, The American Bar Association Guide to Credit & Bankruptcy, January, 2006
  • Developments in the Interstate Delivery of Consumer Financial Services, 50 BUS. LAW. 1093, 1995
  • Developments Regarding Interstate Lending and Non-Usury Theories Attacking Loan Charges, 48 CONSUMER FIN. L.Q. REP. 38, 1994
  • Developments in the Interstate Delivery of Consumer Financial Services: Location, Fees and Common Law, 49 BUS. LAW. 1325, 1994
  • Interstate Delivery of Consumer Financial Services: Credit Card Issuers Win Decisions in Greenwood Trust and Related Cases, 48 BUS. LAW. 1097, 1993
  • Interstate Consumer Credit Transactions: Card Issuers Win Fee Exortation Cases, 47 CONSUMER FIN. L.Q. REP. 105, 1993
  • Interstate Delivery of Consumer Financial Services: Greenwood Trust Decision Rendered, 47 BUS. LAW. 1251, 1992
  • Interstate Consumer Credit Transactions: Greenwood Trust and Other Developments, 46 CONSUMER FIN. L.Q. REP. 50, 1992
  • Developments in the Interstate Delivery of Consumer Financial Services, 46 BUS. LAW. 1223, 1991
  • Interstate Consumer Credit Transactions: Recent Developments, 43 CONSUMER FIN. L.Q. REP. 152, 1989

Classes & Seminars

  • Speaker, Virtual Currency: What is it? Where is it going?, National Association of Consumer Credit Administrators Consumer Services/Examiner School, 2015
  • Speaker, The New Regulatory Environment: What Healthcare Providers May Not Know About Consumer Credit Law…And How it Can Hurt Them,” Healthcare Financial Management Association, Compliance Webinar, 2013 to 2013
  • Speaker, Payment Innovations: How technology is innovating the payment system, including non-traditional payment cards, Bitcoin digital currency and various unbanked and underbanked solutions, National Association of Consumer Credit Administrators/American Financial Services Association State Government Affairs and Legal Issues Forum, 2013 to 2013
  • Roundtable, People to Know in Banking and Finance, Columbus Business First, 2013 to 2013
  • Speaker, The Banking Law Institute and Executive Enterprises Institute, Payment Card Institute: Solicitation DOs and DON'Ts Workshops (various)
  • Will States Succeed in Watering Down National Banks' Preemption Rights, Co-Sponsor, American Bar Association, Spring Meeting of the Section of Business Law, 2007 to 2007
  • Co-Chair, Bank Charters and Preemption Challenges: Where Do We Go From Here?, American Bar Association, Consumer Financial Services Committee, Winter Meeting, 2003 to 2003
  • Co-Chair, It's A Small World After All: Consumer Financial Services In A Global Economy, American Bar Association Spring Meeting of the Section of Business Law, 2000 to 2000
  • Chair, Interstate Telemarketing and Debt Collection, American Bar Association Annual Meeting, 1994 to 1994
  • Speaker, American Bar Association, Consumer Financial Services Committee (various)
  • Speaker, American Financial Services Association, Law Committee, Payments Committee counsel (various)
  • Speaker, American Financial Services Association, State & Government Relations Committee (various)
  • Speaker, Business Without Borders: The Impact of NAFTA on the Industry and Regulators, American Financial Services Association, Administrators/Industry Program, 1994 to 1994
  • Speaker, Merchants Research Council (various)
  • Speaker, Credit Card Bank Compliance Association (various)
  • Speaker, Columbus Bar Association, Financial Institutions Committee (various)
  • Speaker, North American Free Trade Agreement: Financial Services, Ohio CLE Institute
  • Speaker, Interstate Banking, Banking Law Institute
  • Speaker, National Association of Retail Collection Attorneys
  • ABA National Institute on Consumer Financial Services, 2013 to 2013

Honors & Awards

  • People to Know in Banking and Finance, Columbus Business First
  • Fellow, American College of Consumer Financial Services Lawyers
  • Named to Ohio Super Lawyers for 2019
  • Fellow, American Bar Foundation(ABF)

Professional Associations & Memberships

  • American College of Consumer Financial Services Lawyers, Fellow
  • Conference on Consumer Finance Law, Member, Governing Committee
  • American Bar Association, Business Law Section, Member
  • American Bar Association, Banking Law Committee, Vice Chair, Retail Banking and Consumer Law (former)
  • American Bar Association, Member, Banking Law Committee
  • American Bar Association, Consumer Financial Services Committee, Chair, Federal Preemption and Federalism Subcommittee (former)
  • American Bar Association, Consumer Financial Services Committee, Co-Chair, Preemption Task Force (former)
  • American Bar Association, Consumer Financial Services Committee, Vice-Chair, Publications Subcommittee (former)
  • American Bar Association, Consumer Financial Services Committee, Member
  • Ohio State Bar Association, Member
  • District of Columbia Bar Association, Member
  • Conference on Consumer Finance Law, Member
  • Regent Status for the American College of Consumer Financial Services Lawyers