We routinely advise clients on:

  • consumer lending
  • home equity lending
  • motor vehicle financing
  • manufactured home financing
  • first and second mortgage lending
  • private label and general purpose credit card lending
  • student lending
  • payday lending
  • title lending
  • RAL lending
  • retail sales financing
  • wholesale financing
  • inventory financing
  • business revolving credit and charge programs
  • merchant cash advances
  • factoring
  • health care and medical financing
  • deposit taking
  • prepaid and smart cards
  • home banking
  • annuity and insurance sales
  • GAP programs
  • reinsurance
  • debt cancellation and suspension
  • debt collection compliance
  • money transmitting
  • state and federal regulatory compliance
  • licensing and chartering of institutions
  • legislative and regulatory solutions
  • creditor representation in bankruptcy
  • litigation and amicus briefs in connection with credit issues