As part of its ongoing review of the 1973 Negative Option Rule, the Federal Trade Commission (“FTC”) recently announced amendments to the rule intended to combat “unfair and deceptive” practices related to subscriptions, memberships and other…Read More
Month: October 2024
Dollar Adjustments To Regulations Z And M
The Dodd-Frank Act amended The Truth in Lending Act (TILA) by requiring that the dollar threshold for exempt consumer credit transactions be adjusted annually by the annual percentage increase in the Consumer Price Index for Urban Wage Earners and…Read More
CA Expands Debt Collection Law To Apply To Certain Commercial Debt
California enacted S.B. 1286 to amend the Rosenthal Fair Debt Collection Practices Act to apply to certain commercial debts in addition to consumer debts. The amendments apply to all delinquent covered commercial debt sold or assigned on or after July 1, 2025…Read More